• Welcome to SOCIAL WELLBEING RESEARCH CENTRE (SWRC)
  • swrc@um.edu.my
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For almost two years now, we have experienced a never-before-seen calamity. The damage caused by Covid-19 may have been from losing a loved one, our jobs, our businesses or a depleting bank account.

With multiple lockdowns since last year, coupled with stricter restrictions, many wonder how they can meet their loan commitments ... read more