ACCORDING to the Employees Provident Fund (EPF), more than three-quarters of Malaysians do not have enough to live comfortably when they retire.
EPF uses a ballpark figure of about RM200,000 that one needs to support himself for 20 years after retirement. This works out to less than RM1,000 a month, barely above the poverty line. To add to the worry, out of 14 million registered members of EPF and Retirement Fund (Incorporated) ...